Mortgage Loan Officer · Richmond, VA · Licensed Throughout Virginia
Reba Sledd Coleman
Your loan, in steady hands — from hello to keys in hand.
NMLS #1079122 · Dominion Capital Mortgage Inc. · NMLS #270930
0+
Years of Experience
0+
Loans Funded
$0M+
Funded for Clients
0.00★
Average Rating
In Their Words
What My Clients Say
“We had such a wonderful time working with Reba! For context, my partner and I were relocating from outside of Richmond and are first time home buyer's. A stressful process, handled with great professionalism and fun with the help of Reba and team.”
Melanie Kondor
Home Purchase · First-time buyer · Chester, VA · Jun 2026
“Working with Reba was such a relief during an already stressful process. She helped me secure the rate I was hoping for and guided me through closing in just four weeks after we started working together. Reba truly helped ease my anxiety throughout the process.”
Michelle Ha
Home Purchase · First-time buyer · Henrico, VA · Apr 2026
“Working with Reba was an absolute pleasure from start to finish. She truly goes above and beyond for her clients and pays close attention to every single detail, which gave us so much peace of mind throughout the entire process.”
Madison Thornton
Home Purchase · Maidens, VA · Feb 2026
“Reba was very friendly and supportive throughout the whole process. This was my first time buying a home and she answered any questions I had right away or referred me to another person who can answer it better. I would 100% recommend her to anyone.”
Faisal
Home Purchase · First-time buyer · Henrico, VA · Feb 2025
“Reba was patient and willing to explain everything in detail, over and over until I understood. Reba also explained every option. Thank you so much for you help!”
Daniel E.
Home Purchase · Henrico, VA · Apr 2025
“Reba is an absolutely incredible lender. Shes knowledgeable, attentive, dedicated and passionate. She worked around the clock to ensure we got the best! She was really fantastic, she walked me through every step of the way, she explained everything in detail. I can't recommend her enough!”
Nick Rubino
Home Purchase · First-time buyer · Richmond, VA · May 2024
“Reba helped make this process as smooth as possible, very easy to work with, available to answer any questions, and also provided many resources. I highly recommend Reba and will be using her again in the future!”
deon 2014
Home Purchase · First-time buyer · Richmond, VA · Apr 2024
“Reba was awesome!!! It's been almost 30 years since I bought a house and she made it so easy. Whenever I had a question or concern she was available with an answer! Highly recommend!!!”
Wayne Wright
Home Purchase · Mechanicsville, VA · Apr 2024
“Because of Reba this process was smooth sailing! She took the time to walk me through many different options and stayed on top of everything. She was readily available to answer questions and alert me as the market shifted. Could not recommend her more!”
Rachel Scarnaty
Home Purchase · First-time buyer · Richmond, VA · Feb 2024
“From start to finish Reba and her crew held this very inexperienced home buyers hand, answered late night calls and texts and just eased my mind every step of the way! Can't say enough great things about Dominion Capital Mortgage and their team of experts❣️”
Lisa L.
Home Purchase · First-time buyer · Midlothian, VA · Feb 2024
“Reba truly went above and beyond throughout the entire process. She was communicative, professional, personal, and so easy to work with. She reassured us every step of the way, and we ended up closing early at only 28 days!”
A&B
FHA Loan · Closed in 28 days · Mineral, VA · Jan 2024
“Reba was very easy to work with, knowledgeable and attentive. She was able to get me a great rate on my home loan. I will definitely use her in the future.”
Brad Conner
Home Purchase · Mechanicsville, VA · Jan 2024
“She made the impossible possible to help me buy my first home in Virginia, she worked 24/7 as I have a very busy schedule, she was always there for me. Thanks Reba for making my dream come true.”
Thiago de Oliveira
USDA Loan · First-time buyer · Richmond, VA · Dec 2023
“We were really happy with Reba and her team. Reba was very proactive and responsive with communication, keeping us informed throughout the whole buying process. We were trying to close ASAP, and Reba and her team really worked hard to make that happen. 100% recommended!”
Zach
Home Purchase · First-time buyer · Richmond, VA · Dec 2023
“We could not have asked for a better lender! Reba was extremely knowledgeable and responsive throughout every step of the lending process. Do yourself a favor and give her a call!”
pspence1991
Home Purchase · First-time buyer · Mechanicsville, VA · Dec 2023
“Reba was incredible. She was able to get pre-approval fast and worked tirelessly to make sure everything went smoothly. We would not have gotten our dream home without her. She even stayed on top of everything during her family vacation. She went above and beyond.”
Kevin Ferguson
Home Purchase · Powhatan, VA · Sep 2023
“We had such a wonderful time working with Reba! For context, my partner and I were relocating from outside of Richmond and are first time home buyer's. A stressful process, handled with great professionalism and fun with the help of Reba and team.”
Melanie Kondor
Home Purchase · First-time buyer · Chester, VA · Jun 2026
“Working with Reba was such a relief during an already stressful process. She helped me secure the rate I was hoping for and guided me through closing in just four weeks after we started working together. Reba truly helped ease my anxiety throughout the process.”
Michelle Ha
Home Purchase · First-time buyer · Henrico, VA · Apr 2026
“Working with Reba was an absolute pleasure from start to finish. She truly goes above and beyond for her clients and pays close attention to every single detail, which gave us so much peace of mind throughout the entire process.”
Madison Thornton
Home Purchase · Maidens, VA · Feb 2026
“Reba was very friendly and supportive throughout the whole process. This was my first time buying a home and she answered any questions I had right away or referred me to another person who can answer it better. I would 100% recommend her to anyone.”
Faisal
Home Purchase · First-time buyer · Henrico, VA · Feb 2025
“Reba was patient and willing to explain everything in detail, over and over until I understood. Reba also explained every option. Thank you so much for you help!”
Daniel E.
Home Purchase · Henrico, VA · Apr 2025
“Reba is an absolutely incredible lender. Shes knowledgeable, attentive, dedicated and passionate. She worked around the clock to ensure we got the best! She was really fantastic, she walked me through every step of the way, she explained everything in detail. I can't recommend her enough!”
Nick Rubino
Home Purchase · First-time buyer · Richmond, VA · May 2024
“Reba helped make this process as smooth as possible, very easy to work with, available to answer any questions, and also provided many resources. I highly recommend Reba and will be using her again in the future!”
deon 2014
Home Purchase · First-time buyer · Richmond, VA · Apr 2024
“Reba was awesome!!! It's been almost 30 years since I bought a house and she made it so easy. Whenever I had a question or concern she was available with an answer! Highly recommend!!!”
Wayne Wright
Home Purchase · Mechanicsville, VA · Apr 2024
“Because of Reba this process was smooth sailing! She took the time to walk me through many different options and stayed on top of everything. She was readily available to answer questions and alert me as the market shifted. Could not recommend her more!”
Rachel Scarnaty
Home Purchase · First-time buyer · Richmond, VA · Feb 2024
“From start to finish Reba and her crew held this very inexperienced home buyers hand, answered late night calls and texts and just eased my mind every step of the way! Can't say enough great things about Dominion Capital Mortgage and their team of experts❣️”
Lisa L.
Home Purchase · First-time buyer · Midlothian, VA · Feb 2024
“Reba truly went above and beyond throughout the entire process. She was communicative, professional, personal, and so easy to work with. She reassured us every step of the way, and we ended up closing early at only 28 days!”
A&B
FHA Loan · Closed in 28 days · Mineral, VA · Jan 2024
“Reba was very easy to work with, knowledgeable and attentive. She was able to get me a great rate on my home loan. I will definitely use her in the future.”
Brad Conner
Home Purchase · Mechanicsville, VA · Jan 2024
“She made the impossible possible to help me buy my first home in Virginia, she worked 24/7 as I have a very busy schedule, she was always there for me. Thanks Reba for making my dream come true.”
Thiago de Oliveira
USDA Loan · First-time buyer · Richmond, VA · Dec 2023
“We were really happy with Reba and her team. Reba was very proactive and responsive with communication, keeping us informed throughout the whole buying process. We were trying to close ASAP, and Reba and her team really worked hard to make that happen. 100% recommended!”
Zach
Home Purchase · First-time buyer · Richmond, VA · Dec 2023
“We could not have asked for a better lender! Reba was extremely knowledgeable and responsive throughout every step of the lending process. Do yourself a favor and give her a call!”
pspence1991
Home Purchase · First-time buyer · Mechanicsville, VA · Dec 2023
“Reba was incredible. She was able to get pre-approval fast and worked tirelessly to make sure everything went smoothly. We would not have gotten our dream home without her. She even stayed on top of everything during her family vacation. She went above and beyond.”
Kevin Ferguson
Home Purchase · Powhatan, VA · Sep 2023
“Reba was the true MVP of our home buying process. She knew exactly what to do to both save us money and make sure we won the house. I can't say enough about how critical she was during the entire process.”
Brent
VA Loan · First-time buyer · Richmond, VA · Jul 2023
“Reba was absolutely determined to make the home buying process as smooth as possible during a very turbulent market. She is very good at what she does!”
Lawrence Anderson
VA Loan · Highland Springs, VA · Jun 2023
“Reba was the nicest and easiest person to work with. She was on top of everything and kept me updated all the time. The process could not have been any easier. I would recommend Reba to everyone.”
Joan Piercy
Home Purchase · Mechanicsville, VA · Mar 2023
“She was amazing, She fought hard to get us good rates on everything and very intentive with any questions we had!! Highly recommend working with her!!”
kevin mcdaniels
Home Purchase · First-time buyer · Henrico, VA · Jan 2023
“My loan officer was Reba. She was attentive and worked hard to get the job done. If you're looking for a mortgage company that not only works hard to get you approved but really cares about their clients, ask for Reba! Awesome experience!”
S. Smith
Home Purchase · Colonial Heights, VA · Nov 2022
“Reba was amazing! She helped my husband and I through the entire refinancing process. She worked tirelessly to meet our needs and accommodate our complicated situation. She was able to navigate our refinance amidst Covid difficulties. We HIGHLY recommend Reba for anyone looking to refinance!”
mkaijala
Refinance · Lynchburg, VA · Apr 2021
“Reba gets it done! She is so on top of everything, and she's very communicative throughout the process. My partner and I trusted her implicitly, and we closed on time for less than we expected! Reba was so lovely to work with, and I would recommend her to anyone.”
Eva Swanson
Home Purchase · First-time buyer · Richmond, VA · Jan 2020
“Reba is the best! She never sleeps. You can email her at any time day or night and she will normally respond with 5 minutes. She was great to work with and I would recommend her to anyone.”
Mark horton64
Home Purchase · Richmond, VA · Feb 2020
“This was our second loan with Reba the initial home purchase and refinance. Both loans were very easy and closed on time. She makes the process easy. We highly recommend Reba/Dominion Capital Mortgage Inc.”
Damien S.
Refinance · Self-employed · Toano, VA · Feb 2020
“Reba is truly amazing! She not only made our mortgage experience seamless but also enjoyable. She was always responsive, willing to help, and very knowledgeable. If I could give her 100 stars, I would! Highly recommended!”
Joanna Vasconi
FHA Loan · Glen Allen, VA · Mar 2020
“Reba helped us for the second time with the purchase of an investment property in Richmond. We love working with her because of the amazing service she provides. She is extremely responsive and makes the buying process a breeze. We will definitely use Reba again for future purchases.”
David Patton
Investment Property · Chesapeake, VA · May 2019
“Working with Reba was the best possible experience! Reba and her team made sure we were informed, educated, and comfortable during all phases. She really goes the extra mile for her clients and makes sure she has your best interest in mind. I can't recommend her enough! Thank you”
adam m williams23
VA Loan · Chesterfield, VA · Mar 2019
“Reba was amazing throughout our process - she always stays in touch, lets you know what's coming, and responds to questions promptly, seemiongly no matter the time of day. I highly recommend working with her - she's the best!”
Greg M.
Home Purchase · Henrico, VA · May 2018
“Reba is absolutely fantastic! She was quick to respond to any and all questions I had and made the home buying process a breeze. Truly don't know what I would have done without her help and guidance”
sydneywicks9
Home Purchase · Henrico, VA · May 2024
“Reba was amazing from Day 1 of meeting her all the way thru to closing and after. Amazing experience and really took a lot of time to explain our options and what to expect during the buying process. We will work with her again for our next house for sure.”
B. Gray
Home Purchase · First-time buyer · Freeman, VA · May 2024
“Reba is most personable lender you can have. She is prompt and never missing when you need something. She goes the extra mile and continues to work to help me out along the way.”
mechanicsville804
USDA Loan · First-time buyer · Aylett, VA · Apr 2017
“Reba was the true MVP of our home buying process. She knew exactly what to do to both save us money and make sure we won the house. I can't say enough about how critical she was during the entire process.”
Brent
VA Loan · First-time buyer · Richmond, VA · Jul 2023
“Reba was absolutely determined to make the home buying process as smooth as possible during a very turbulent market. She is very good at what she does!”
Lawrence Anderson
VA Loan · Highland Springs, VA · Jun 2023
“Reba was the nicest and easiest person to work with. She was on top of everything and kept me updated all the time. The process could not have been any easier. I would recommend Reba to everyone.”
Joan Piercy
Home Purchase · Mechanicsville, VA · Mar 2023
“She was amazing, She fought hard to get us good rates on everything and very intentive with any questions we had!! Highly recommend working with her!!”
kevin mcdaniels
Home Purchase · First-time buyer · Henrico, VA · Jan 2023
“My loan officer was Reba. She was attentive and worked hard to get the job done. If you're looking for a mortgage company that not only works hard to get you approved but really cares about their clients, ask for Reba! Awesome experience!”
S. Smith
Home Purchase · Colonial Heights, VA · Nov 2022
“Reba was amazing! She helped my husband and I through the entire refinancing process. She worked tirelessly to meet our needs and accommodate our complicated situation. She was able to navigate our refinance amidst Covid difficulties. We HIGHLY recommend Reba for anyone looking to refinance!”
mkaijala
Refinance · Lynchburg, VA · Apr 2021
“Reba gets it done! She is so on top of everything, and she's very communicative throughout the process. My partner and I trusted her implicitly, and we closed on time for less than we expected! Reba was so lovely to work with, and I would recommend her to anyone.”
Eva Swanson
Home Purchase · First-time buyer · Richmond, VA · Jan 2020
“Reba is the best! She never sleeps. You can email her at any time day or night and she will normally respond with 5 minutes. She was great to work with and I would recommend her to anyone.”
Mark horton64
Home Purchase · Richmond, VA · Feb 2020
“This was our second loan with Reba the initial home purchase and refinance. Both loans were very easy and closed on time. She makes the process easy. We highly recommend Reba/Dominion Capital Mortgage Inc.”
Damien S.
Refinance · Self-employed · Toano, VA · Feb 2020
“Reba is truly amazing! She not only made our mortgage experience seamless but also enjoyable. She was always responsive, willing to help, and very knowledgeable. If I could give her 100 stars, I would! Highly recommended!”
Joanna Vasconi
FHA Loan · Glen Allen, VA · Mar 2020
“Reba helped us for the second time with the purchase of an investment property in Richmond. We love working with her because of the amazing service she provides. She is extremely responsive and makes the buying process a breeze. We will definitely use Reba again for future purchases.”
David Patton
Investment Property · Chesapeake, VA · May 2019
“Working with Reba was the best possible experience! Reba and her team made sure we were informed, educated, and comfortable during all phases. She really goes the extra mile for her clients and makes sure she has your best interest in mind. I can't recommend her enough! Thank you”
adam m williams23
VA Loan · Chesterfield, VA · Mar 2019
“Reba was amazing throughout our process - she always stays in touch, lets you know what's coming, and responds to questions promptly, seemiongly no matter the time of day. I highly recommend working with her - she's the best!”
Greg M.
Home Purchase · Henrico, VA · May 2018
“Reba is absolutely fantastic! She was quick to respond to any and all questions I had and made the home buying process a breeze. Truly don't know what I would have done without her help and guidance”
sydneywicks9
Home Purchase · Henrico, VA · May 2024
“Reba was amazing from Day 1 of meeting her all the way thru to closing and after. Amazing experience and really took a lot of time to explain our options and what to expect during the buying process. We will work with her again for our next house for sure.”
B. Gray
Home Purchase · First-time buyer · Freeman, VA · May 2024
“Reba is most personable lender you can have. She is prompt and never missing when you need something. She goes the extra mile and continues to work to help me out along the way.”
mechanicsville804
USDA Loan · First-time buyer · Aylett, VA · Apr 2017
A selection of 285 five-star reviews.
★ Read All 285 Reviews on ZillowWhy Work With Me
The Difference Is the Person
I quarterback the whole file
From pre-approval to the closing table, I personally manage your loan — chasing conditions, coordinating agent and title, keeping the timeline on track. You always know what's next.
You can actually reach me
Nights and weekends included. Buying a home doesn't run on banker's hours, and neither do I. One point of contact the whole way — no call centers.
Options in plain English
Conventional, jumbo, first-time, investment, bank-statement and more — I walk you through what fits your goals and your numbers. No jargon, no pressure.
A track record you can verify
13+ years, 1,200+ funded loans, and a 5.00★ rating from real clients you can read on Zillow.

Meet Reba
Personal, Start to Finish
I treat every client as an individual — not a number, and not a loan-profile formula created by the banking industry. Whether you're buying your first home, refinancing, or just want to know the best option out there for you, don't let fear, distrust, or lack of time stop you.
Reach out for a free analysis — I'm with you every step of the way, from pre-approval to the keys in your hand.
Across All of Virginia
Helping Virginia Come Home
From first-time buyers in Richmond to refinances and investment properties statewide — hundreds of families, one trusted guide. Your home is the goal; everything I do works backward from your keys.



What We Offer
Financing for Every Chapter
Home Purchase
Pre-approval through closing — primary, second home, or vacation property.
First-Time Buyers
Step-by-step guidance, down-payment strategy, and a calm hand at every milestone.
Refinance
Lower your rate, shorten your term, consolidate debt, or tap equity when it fits.
Jumbo Loans
Financing above conforming limits for higher-value homes, structured competitively.
Investment & DSCR
Rental and investor financing — including options that qualify on cash flow.
Self-Employed
Bank-statement and flexible-doc paths for business owners and 1099 earners.
Program availability subject to qualification, credit and underwriting approval. Not all products are available in all situations.
Simple From Here
How It Works
Apply in minutes
Start your secure application online — or just reach out and I'll walk you through it. No pressure, no jargon.
I quarterback it
Pre-approval, conditions, agent and title coordination — I manage the whole file and keep you posted at every step.
Keys in hand
We get you to the closing table on time, and you walk out a homeowner.
Let's Get You Home
A quick conversation costs nothing — and changes everything.